One upload. Multiple offers. You choose.
Tell us what you're looking for. We'll bring you competing offers from verified dealers and financing partners across the Philippines. Brand new or second-hand. Free for buyers, always.
- Free for buyers
- No spam calls
- Brand new + 2nd-hand
- RA 10173 compliant
Live comparison
Toyota Fortuner 2024
Offer A
DP 20% · 6.5% interest
₱15,000
per month
Offer B
DP 15% · 7.2% interest
₱15,600
per month
Offer C
DP 10% · 8.0% interest
₱16,900
per month
Three competing offers on the same Fortuner. The cheapest monthly isn't always the cheapest car.
The hidden cost of how you shop today
The way you're buying a car right now is costing you money.
Most Filipino buyers lose ₱40,000 to ₱100,000+ over the life of a car loan - not because they got scammed, but because they never saw a second offer.
5 dealerships, 5 forms, 5 sales calls
You waste weekends driving to showrooms - re-uploading the same IDs, payslips, and ITR every single time.
One quote from in-house financing
You only see the rate the dealer wants you to see. Cheaper bank or finco offers? You'll never know.
Hidden chattel, insurance, doc fees
The sticker monthly looks fine - until the add-ons hit and your total cost balloons by tens of thousands.
CarDeck fixes all three - in one place, in one profile.
Built around you, the buyer
Whether it's your first car or your fifth - we put you in the driver's seat.
For car buyers
Build one profile. Upload documents once. Then sit back while verified dealers and financing companies compete to earn your business - brand-new sedan or a well-kept 2nd-hand SUV, same flow, same protection.
Start your free profile- Smart matching - cars that fit your budget and monthly cap
- Side-by-side offers - dealer + financing in one view
- Auto Apply - never miss a unit that fits
- Brand-new & 2nd-hand - verified dealers nationwide
Are you a dealer or financing company?
For Dealers
Receive qualified buyers with complete document packages. Stop wasting time on tire-kickers.
- Anonymous lead inbox
- Verified Dealer badge
- Real reviews from real buyers
For Financing Companies
Banks and private fincos compete on the same field. Send loan offers to pre-qualified, document-complete buyers.
- Pre-filled applications
- Side-by-side competition
- Flat ₱1,500–₱3,000 per closed deal
How CarDeck works
From "I want a car" to "I drove it home" - without the runaround.
01
Tell us what car you want
New or second-hand, sedan or SUV - kahit anong budget. Takes 2 minutes.
02
Upload your docs once
ID, payslip, proof of billing. Locked in your private vault. Reuse forever.
03
Let the dealers and banks come to you
Verified dealers and lenders send competing offers. You stay anonymous until you pick one.
Why CarDeck
Trust is the product.
Your name is private until you say so
Dealers see your budget, timeline, and document completeness - never your name or number until you accept their offer. No surprise sales calls. Ever.
We do the math on total cost - not just the sticker monthly
We compute total interest, chattel, and ownership cost so a low monthly with a sneaky 5-year term doesn't quietly cost you ₱80,000 more.
Reviews only from buyers who actually drove off the lot
No anonymous trolls. No paid placement. Only real Filipino buyers rating dealers and fincos after a closed transaction.
Banks and private fincos in the same race
BPI, BDO, Orico, Global Dominion, Asialink - listed neutrally, side by side. We don't rank by who pays us more.
Common questions
The honest answers, before you sign up.
- Is CarDeck really free for buyers?
- 100% free for buyers. Always will be. Dealers and lenders pay to reach you - never the other way around.
- Will dealers spam my phone?
- Nope. Your number stays hidden until you accept an offer. No cold calls, no random texts.
- Can I use this for second-hand cars too?
- Yes. Brand new from dealerships or pre-owned from verified sellers - same process, same protection.
- Do I have to use the financing offers?
- Not at all. Pay cash, use your own bank, or pick from the offers you get. Totally up to you.
Ready to let the offers come to you?
Join thousands of Filipinos who stopped chasing dealers and started comparing real offers - on their own terms.
Free for buyers • No spam calls • Your data, your control